SMART INVESTOR: Roth IRAs Aren't Always The Perfect Way To Save For Retirement

The Roth IRA is one of the most talked about and least understood financial tools. Traditional retirement investment vehicles are paid pre-tax and incur taxes every time you withdraw from them in retirement. With a Roth, you pay today's tax rate on contributions and aren't taxed on any future withdrawals as long as you meet certain qualifications.  What's confusing for consumers isn't weighing the pros and cons of Roth IRAs as much as the concept. It's the choice between leaving savings in a ...